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Need local real estate information? We've summarized much of what is important about the Danville, Blackhawk, Alamo and San Fransico East Bay real estate market in this site.

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Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. we have the experience and track record you are looking for.

In addition, our associates can address the cultural needs of specific clients and communicate in their native languages.

Daniel Kolody & Associates

Real Estate Tips

About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

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Real Estate Trivia

Q	Which house over 100 years old still holds the title as the largest house in the U.S.?
A	The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US.
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Daniel Kolody & Associates
Re/Max Accord
313 Sycamore Valley Rd.
Danville, CA 94526
925-337-7949
Fax: 925-964-0266
daniel@danielkolody.com

Daniel Kolody & Associates is a team of Experienced Real Estate Professionals. We provide a full range of services -- which include Legal Advice, Loan Consultation, Escrow/Title Advice, Appraisal Information, and all Real Estate Buying and Selling Services.

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