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Danville, Blackhawk, Alamo and San Fransico East Bay Information:

  • About Danville - Moving to Danville, California? Get info here...

  • About Blackhawk - Moving to Blackhawk, California? Get info here...

  • About Alamo - Moving to Alamo, California? Get info here...

  • About Walnut Creek - Moving to Walnut Creek, California? Get info here...

  • About Pleasanton - Moving to Pleasanton, California? Get info here...

  • About San Ramon - Moving to San Ramon, California? Get info here...

  • About Lafayette - Moving to Lafayette, California? Get info here...

  • About Orinda - Moving to Orinda, California? Get info here...

  • Local School Information - Local School Information for Danville, Blackhawk, Alamo and San Fransico East Bay schools kindergarten, elementary, and high schools.

  • Relocating? - Free real estate information & relocation package if you're relocating to Danville, Blackhawk, Alamo and San Fransico East Bay, in Contra Costa County CA.

  • Go to Main Sitemap - Main sitemap sections include Find Danville, Blackhawk, Alamo and San Fransico East Bay Homes, For Home Buyers, For Home Sellers, Danville, Blackhawk, Alamo and San Fransico East Bay Information, Real Estate Resources, and About Daniel Kolody & Associates.

 

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Real Estate Tips

First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia

Q 
What are the financial benefits of having a home near a body of water?

A 
The mere presence of water within 300 feet increases a home's value by 22 percent.
See More Real Estate Trivia >


Testimonials
"Truly a Full Service Group"
"Dan and his team have provided us with solid, creditable advice over many years."
"James & Lucinda Leaman, Sabillasville, Maryland"
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Daniel Kolody & Associates
Re/Max Accord

313 Sycamore Valley Rd.
Danville, CA 94526
Cell:: 925-337-7949
Office:: 925-736-1715
daniel@danielkolody.com

Daniel Kolody & Associates is a team of Experienced Real Estate Professionals. We provide a full range of services -- which include Legal Advice, Loan Consultation, Escrow/Title Advice, Appraisal Information, and all Real Estate Buying and Selling Services.


Equal Housing MLS REALTOR


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Danville, Blackhawk, Alamo and San Fransico East Bay, California

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